Abstract:
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The aim of this study is 1) to evaluate factors effect to decision to make financial transactions through QR Code, 2) to study the behavior of make financial transaction using QR code and, 3) to study the satisfaction of make financial transaction using QR code among people living in Mueang District, Chiang Mai Province. The sample is 400 people living in Mueang District, Chiang Mai Province. Tools used for data collection was a qquestionnaires which analyzed by frequency distribution, percentage, mean, standard deviation and chi square statistics. The study showed that 1) most of sample group are woman, aged 20-40 years, marital status is single, education level is bachelor’s degree, occupation is self-employed, and income between 15,001 - 30,000 baht. 2) Most of sample group selected financial transaction service via QR code of Siam Commercial Bank (SCB) because of security and cashless. Using of financial transaction service via QR code is 1-3 times per month with amount payment of 500 – 1,000 baht/time. Most payment are for goods and services. 3) Marketing mix which mostly effects the decision to make financial transactions through QR Code is the place, service promotion, the physical appearance and, price respectively. 4) The satisfaction of financial transaction using QR code showed the maximum level of overall satisfaction. The study found that sample group felt utmost that using QR code is safety because of its convenience, no need of cash, credit card or debit card and, using QR code may decrease financial transaction mistaken, respectively.
Keywords: Decision, Financial Transactions, QR Code
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